Template notice: This is a compliance-oriented template prepared for Empowered Insurance LLC. Review it with your own legal counsel before publishing, and update the effective date, governing-law state, and any specifics as needed.
These Terms of Service ("Terms") govern your use of the website and services offered by Empowered Insurance LLC ("Empowered Insurance," "we," "us," or "our"). By accessing our website, requesting a quote, or communicating with us, you agree to these Terms. If you do not agree, please do not use our services.
1 Our Services
Empowered Insurance is a licensed insurance brokerage that helps consumers request quotes for and obtain insurance products, including health, life, final expense, and related coverage. Quotes are estimates and do not constitute a binding offer of coverage. Coverage is subject to carrier approval, underwriting, and the terms of the applicable policy.
2 Eligibility
You must be at least 18 years old and able to form a legally binding contract to use our services. You agree to provide accurate and complete information.
3 SMS / Text Messaging Terms
By providing your mobile number and consenting on our web form, you agree to receive SMS text messages from Empowered Insurance regarding your insurance quotes, policy and account servicing, appointment and payment reminders, and — if separately selected — marketing and promotional offers.
Program details
Message frequency varies. Message and data rates may apply. Consent to receive text messages is not a condition of purchase.
Opt-out and help
Reply STOP at any time to unsubscribe from text messages. Reply HELP for assistance, or contact us at (813) 884-9333 or info@empoweredinsurance.agency.
Carrier disclaimer
Mobile carriers are not liable for delayed or undelivered messages. Your mobile opt-in and consent information is not sold or shared with third parties or affiliates for marketing purposes, as described in our Privacy Policy.
4 Your Responsibilities
You agree to use our website and services lawfully and not to misuse, disrupt, or attempt to gain unauthorized access to our systems. You are responsible for the accuracy of the information you provide.
5 Intellectual Property
All content on our website, including text, graphics, logos, and trademarks, is owned by or licensed to Empowered Insurance and may not be used without our prior written permission.
6 Disclaimers
Our website and services are provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that quotes will result in a policy, that information is error-free, or that the website will be uninterrupted or secure.
7 Limitation of Liability
To the fullest extent permitted by law, Empowered Insurance and its agents and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.
8 Indemnification
You agree to indemnify and hold harmless Empowered Insurance and its agents, affiliates, and employees from any claims, losses, or expenses arising out of your use of our services or your violation of these Terms.
9 Governing Law
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. Any dispute will be resolved in the state or federal courts located in Florida.
10 Changes to These Terms
We may update these Terms from time to time. The "Effective Date" above indicates when these Terms were last revised. Your continued use of our services after changes constitutes acceptance of the updated Terms.
11 Contact Us
Empowered Insurance LLC
15611 Timberline Dr, Tampa, FL, USA
Phone: (813) 884-9333
Email: info@empoweredinsurance.agency
