Transforming
PEOPLE's LIVES & FUTURES

Welcome to Empowered Insurance, a leading Agency of independent insurance agents in the US. We help individuals, families and businesses all sizes find the best fit insurance for their health and financial needs!

Jorge Soba and Michael Smith started Empowered Insurance with the goal of educating, enriching, and empowering the client insurance experience.

Empowered Insurance is a group of advisors licensed in 30+ states to offer health insurance and life insurance with all commercial carriers.

Our goal is to educate and service our clients in the best direction! Our responsibility is to assess your needs and offer affordable solutions.

We guarantee solutions for our clients. That is the difference between an agent and true advisor!

BE EMPOWERed to succeed

Our process, policies, software & tools are particularly curated to ensure our agents can provide the best follow-up and offers available. W'ere not restricted to one carrier, private or public! We'll guide you through all of the terminology and best choices!

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Educate

With the right tools, give first-class advice and help you learn their choices

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Empower

Know your choices and what you're covered with. What it means and what you don't need to worry about!

wHAT MAKES US DIFFERENT

We believe that when our clients succeed, our agents, their lives and their business succeed!

That's why we are so committed to providing our agents with the best possible tools and support. We want our agents to be able to focus on what they do best: providing YOU with excellent options and services.

Empowered Insurance:

Your Superpower

knowledgeable experts

innovative solutions

your support partner

Empowered insurance: your superpower

100%

Support System

567+

Knowledge Base Documents

900K

Innovative Ideas

245+

Committed Agents

Meet PART of our Team

Chris Russo - Senior Advisor

With over 10 years of experience, Chris Russo has helped more than 1,000 families, friends, and clients secure the best health and life insurance. A proud family man, Chris goes above and beyond to ensure his clients are always in the best position and just a call away when they need him.

Riley Huggins - Chief Marketing officer

Riley is Empowered Insurance’s Chief Marketing Officer and a dedicated expert in health and life insurance. Recently becoming a proud mother, Riley balances her passion for family with her commitment to the company and helping clients secure their futures through tailored insurance solutions.

Joshua Hathorn - Junior Advisor

Joshua is Empowered Insurance’s rising star and a standout junior advisor. Known for his exceptional client care, Josh delivers quality solutions and holds the highest retention rate, ensuring his clients stay confident and secure in their insurance decisions.

Family

Using an IUL as a Wealth Generation Tool for the Future

March 07, 20251 min read

When planning for your financial future, finding a strategy that provides both growth and protection is essential. Indexed Universal Life Insurance (IUL) is a powerful financial tool that allows you to generate wealth while maintaining flexibility and security.

Why an IUL is a Smart Choice for Wealth Generation IULs offer a unique combination of benefits that make them a valuable addition to your financial plan:

  • Tax-Free Growth: Your money grows without the burden of annual taxes, allowing it to compound faster.

  • No Market Losses: Your cash value is protected from downturns in the market, ensuring steady accumulation over time.

  • Unlimited Contributions: Unlike retirement accounts with caps, an IUL allows you to contribute as much as you want (subject to policy guidelines), giving you more control over your wealth-building efforts.

How to Use an IUL to Build Wealth:

  1. Save for Retirement – An IUL provides a reliable source of tax-free retirement income through policy loans, supplementing your 401(k) or IRA.

  2. Pay Off Debt – The cash value in your policy can be accessed tax-free to pay off high-interest debt, helping you maintain financial freedom.

  3. Invest in Business or Real Estate – Many entrepreneurs and investors use IULs as a funding source for business ventures or real estate investments.

  4. Create a Financial Legacy – With an IUL, you can leave a tax-free inheritance for your family, ensuring financial security for future generations.

By incorporating an IUL into your financial strategy, you can take advantage of tax-free wealth accumulation, financial security, and the flexibility to use your money when you need it most. It’s an investment in both your future and the financial stability of your loved ones.

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Captivating CaREERS

with Compelling SOLUTIONS

Our goal is to help our agents to generate their own leads by educating their customers about the importance of insurance. We believe that everyone should have access to the information they need to make informed decisions about their insurance coverage. We offer a variety of resources to our agents to help them educate their customers, including blog posts, articles, and webinars.

Empowered Insurance: Your Superpower

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info@empoweredinsurance.agency

(813)884-9333

401 E Jackson St